What is Business Insurance?

Business insurance offers protection for you and your business from loss and damage or claims made by customers and clients that your specialist services or advice caused them a loss.

Types of Business Insurance

Professional Indemnity
Professional indemnity
insurance protects you
against any claims of
malpractice or professional
misconduct.
Public & Products Liability
Public liability insurance
will cover the legal costs
and compensation that
needs to be paid to the
customers if you are liable
for their loss.
Industrial Special Risks and/or Business Policies
Coverage provided for building & contents insurance, business interruption, money, theft and employee dishonesty.
General Property
Covers loss of or damage
to portable items of
property, which you
usually carry around with
you in the course of the
business.
Marine Cargo & Transit
If your business transports
goods, you need to protect
against claims made due
to loss, damage or nondelivery of your goods
whilst in transit.
Commercial Motor
Business-use vehicles,
such as sedans, utes, vans,
trucks, forklifts and trailers
etc are covered for any
unforeseen event.
Strata Insurance
To cover the building,
common areas and
facilities as well as the
contents of a stratatitled property. The body
corporation is expected to
take out this cover.
Cyber Insurance
To protect your business
against cyber threats such
as computer hacking,
ransomware or data theft
this insurance cover is
essential.
Management Liability
Provides cover for third
party claims against
the business and/or its
directors and officers
for breach of duty in
the management of the
Business.